In life, when deciding on major milestones, having a plan is key. A plan allows you to not only stay on track with your goals, but helps you achieve them as well. When starting a family, the same applies in a joint plan.

So, the bank approved the loan, you bought the insurance on your new house—hurricane, flood, earthquake, Godzilla, everything—and you have a steady income. You are young and know you'll be around 58 by the time you finish paying off the loan. What could go wrong?

Marriage is an exciting moment in people’s lives that initiates change. Few life-changing events are as significant as the big step, and life insurance is an important milestone to keep in mind.

Have you ever heard that the only sure thing in life is change? There’s no better example than these current times to tell you that it’s true.

As a public servant, you can expect the best from your employer this very special week, but it is also an opportunity for you to share your story and why you answered the call to service.

What is financial independence? Not having to rely on other people (such as your parents) or lending institutions (such as banks, savings, or loans) for financial security.

Married couples need to evaluate all their options when deciding what life insurance to purchase. What should you keep in mind when deciding what options will best protect your family’s financial future?

Being “good with money” is about more than making sure your bills are paid. It’s about understanding your relationship with money and being curious about how to better manage your finances.

In 2021, roughly half of all Americans had life insurance, and roughly one-third of Americans invested in a 401k, but how do you know which one is right for you? If you have one, do you need the other?

If financial wellness is important to you, there are certain money moves you should be making. Take a few minutes to check the box beside each statement below that applies to your financial plan.

A lot can change for you and your family in a year. The Federal Employee Health Benefits (FEHB) Open Season gives you the opportunity to compare different plans and find the best one for you.

Embracing the principles of financial minimalism is about bringing clarity to your financial matters, making intentional money decisions and aligning your values with your spending. In a culture that values spending and material possessions, trying to adopt a mindset of “less is more” may not be popular, but it can be a critical step toward greater joy and clarity and better finances.

According to a 2020 LIMRA study, 41 million Americans without life insurance admit that they need it. This is largely due to a misconception about costs, as half of the study’s respondents estimated that life insurance was three times more expensive than it is. Educating yourself on life insurance, coverage options, and pricing is necessary to make an informed decision. What are the basic questions about life insurance? What works best for you?

Devoting time to thinking more clearly about your relationship with money and your spending habits can be a great step towards saving money. If you’re on a journey to become a more thoughtful spender, consider the following tips.

“Four in Five parents wish they had learned more about money and personal finances in their childhood.”

WAEPA has been serving Civilian Federal Employees and their families with affordable group term life insurance for over 75 years. To continue making your needs our mission, we are pleased to provide a new product, Group Short-Term Disability Insurance,* which provides income replacement to federal employees who are temporarily out of work due to a covered short-term illness or injury.

According to 2019 consumer study conducted by LIMRA, only 56% of women have life insurance, compared to 62% of men. Moreover, women are likely to carry less coverage than their male counterparts.

Life happens. And sometimes, it brings a financial hardship to your doorstep, leaving you scrambling to find the cash needed to handle the unexpected and often, unwelcome situation.

Planning for the unexpected may help ease the financial stress of college tuition.

Financial planning isn’t just for the super wealthy. Anyone can benefit from the guidance of a credentialed, experienced, and objective planner. Here are five situations that make you a good candidate for a conversation.