Financial planning isn’t just for the super wealthy. Anyone can benefit from the guidance of a credentialed, experienced, and objective planner. Here are five situations that make you a good candidate for a conversation.

Like many events, WAEPA’s annual conference moved to a fully virtual format in 2020. Hosted by our CEO Shane M. Canfield, the 2020 WAEPA Federal Summit and Annual Member Meeting delivered an excellent lineup of speakers for the Civilian Federal Employees. Here are some key takeaways from the event.

Each year, the Office of Personnel Management (OPM) offers the Federal Employee Health Benefits (FEHB) Open Season to allow you to evaluate your circumstances and options, and make changes to benefits.

As part of our commitment to providing civilian federal employees and their families with access to products and services that promote their health, welfare, and financial well-being, WAEPA has compiled some of the top federal resources you need to be “in the know” for Open Season.

Life insurance protects your family from the uncertainty of what the future holds. Your policy with WAEPA is a safeguard you put in place to provide you and your loved ones with peace of mind. This protection is both a precaution, and a crucial component of your overall financial security.

If you are thinking about jumping into a career as a federal employee or just started your journey as one, you may not be aware of the numerous opportunities and benefits that you get as a federal employee. From advancing your skills and education to discounts and loan forgiveness, there are dozens of programs and opportunities in place that federal employees can really benefit from.

While there are signs of recovery, many of us are still struggling to manage the monetary impact of this pandemic. But there are actions we can take today to help. This time in history presents an opportunity for all of us to take stock of our positions, assess the impact the coronavirus has had on our goals, and implement a plan to get our finances back on track. We can also reflect on lessons learned and use them to help protect ourselves for when the next disaster strikes.

We are living in truly unprecedented times. With much of the world shut down in an effort to minimize the reach of the COVID-19 pandemic, there is one group of workers putting in the hours and going above and beyond to keep our great nation running strong: Federal Employees.

WAEPA understands the fear a pandemic such as COVID-19 can cause. If you’re a Civilian Federal Employee, you may be concerned whether your life insurance would cover a death from the coronavirus.

Life insurance can be confusing, especially in the federal space, where benefits packages can be overwhelming packets of paperwork, filled with unfamiliar acronyms and pricing tiers.

Insurance can be confusing. Especially in the Federal space, where there is a sea of abbreviations for your benefits packages: TSP, FEHB, FERS, FEGLI, WAEPA, and the list goes on. To help you make sense of your life insurance options, we’ve compiled answers to your top six questions about WAEPA.

For Civilian Federal Employees, the end of the calendar year marks a possibility for changes to General Schedule (GS) Pay Scales. Understanding how the system works can help you make better financial decisions for you and your family. This knowledge also allows you to make an informed career decision when comparing positions or considering a transfer. To help you make sense of it all, WAEPA has compiled a guide to GS Pay Scales.

Over the duration of a year, many things can change for your family in terms of your health plan needs. If you got married or had a child, you may need a different level of coverage.

As the life insurance choice of over 46,000 Feds and their families, WAEPA is committed to providing Federal employees with access to products and services that promote their health, welfare, and financial well-being.

Being insured by WAEPA offers more than just Group Term Life Insurance.1 After over 75 years of serving Civilian Federal Employees, our objective has remained the same: to provide access to products and services that promote the health, welfare and financial well-being of our members.

Life insurance exists to help protect your loved ones in case you pass. These policies are usually created as part of an overall estate plan. Two of the most common types of life insurance available are Term and Whole. Each has their own benefits.

Federal service has its own thrills, challenges, and culture. Civilian Federal Employees are impacted by political decisions and evolving agency landscapes, all while working to create tangible, long-lasting impacts on the country.

In 2016, researchers from the U.S. Department of Health and Human Services estimated that almost 70% of people turning age 65 will need some type of long-term care services in their lifetimes. If you or someone you know has ever had to care for a loved one with a chronic disease or condition, you know the emotional, physical, and financial burden this can create.

During my tenure as a Civilian Federal Employee, I was tuned into various Federal programs, like the Thrift Savings Plan (TSP), Federal Employee Retirement System (FERS), health options during Open Season, and other auxiliary benefits.

During the first few weeks of the shutdown, many Feds were disappointed by news of an executive order to freeze pay for Civilian Federal Employees in 2019. Then, in an unexpected turn, Congress passed a federal pay raise in a funding bill on February 15, effectively overturning the freeze.